HSBC HOME REWARDS LOAN
Home rewards loan gives you a interest rate that reduces over time . The rates starts at the home rewards standard variable rate . It then reduces by 0.25% p.a off the rate at the end of the first year and a further 0.50% at the end of second year . From the end of second year the rate the then stays 0.75% below the home rewards standard variable rate for the entire life of the home loan .